In-hand salary calculator (new tax regime, FY 2025-26)

Enter your CTC to see what you take home each month after the employer’s and your PF (12% of basic), ₹2,400 professional tax and income tax.

How in-hand salary is worked out

From the fixed pay we take out the employer’s PF, your own PF, professional tax and income tax under the new regime: a ₹75,000 standard deduction, no tax up to ₹12 lakh of taxable income after the rebate, then slabs from 15% to 30%, plus 4% cess.

Is a ₹12 lakh salary tax-free?

Taxable income up to ₹12 lakh pays no tax after the rebate; with the standard deduction, a salary up to ₹12.75 lakh has no income tax.